All types of small business owners, from the occasional freelancer to those with physical locations, can gain from carrying a business credit card. Small businesses of all stripes can benefit from the rewards programs, expense tracking tools, and other perks offered by the best business credit cards. A legal company framework is not required to submit an application.
Our team of experts has gone through hundreds of small business credit cards and compared their features and benefits to bring you the best credit card options for your company in 2022. Our team of experts has gone through hundreds of small business credit cards and compared their features and benefits to bring you the 2022 options that will be the most beneficial to your company.
Ink Business Cash® Credit Card
In some ways, this business card is better than flat-rate cards. If you often take clients out to eat or fill up at the gas station for work, you might like getting 2% cash back at restaurants and gas stations (on your first $25,000 in combined purchases per account anniversary year, after which you get 1% cash back).
Capital One Spark Miles for Business
If you travel for work a lot, the Capital One Spark Miles for Business can help you earn more rewards. It’s great that you can earn 2X miles on every purchase, but it’s even better that there’s no minimum to cash out and no expiration date.
American Express® Business Gold Card
Despite the high annual fee, this card is a good choice for business owners of smaller establishments. There are a number of reward categories that tend to be high-volume spend areas for small businesses, meaning that cash-back rewards can add up quickly. This card is ideal if you plan to use your rewards for airfare thanks to American Express’ extensive network of airline transfer partners.
Revenued Business Card
If you’ve had trouble getting approved for traditional business credit cards due to your credit history, this prepaid card and credit line combo could be a good option.
Capital on Tap Business Credit Card
This simple business card offers a wealth of benefits to small companies. As a business credit card, it’s a good deal because there aren’t any fees associated with keeping it or using it. You can get a small flat rate of cash back on all purchases, and you can get as many cards as you need for your business.